What is Disability Insurance?
When you think about it, it is our ability to earn an income that is a person's most valuable asset. Earned income supports your standard of living and enables you to achieve your long-term financial goals and objectives. It only makes sense to protect your income in case an illness or injury prevents you from working - this is the purpose of disability insurance, commonly referred to as income protection.
What is Disability Insurance?
There are various types of disability insurance available, ranging from employer-provided group coverage (short- or long-term) to individual disability income insurance.
- Individually Owned
- Retirement Protection
- Business Overhead Expense
- Disability Buy-Out
- Supplemental
- Group Coverage
What Are Your Income Protection Needs?
If your last paycheck was your paycheck, how would you take care of your financial responsibilities? Unsure? A UCEF Insurance Agency income protection agent will work with you to assess your financial situation and design coverage that suits your unique circumstance. Complete our Disability Insurance Form and a UCEF associate will contact you shortly.

Can Group, Private Disability Policies Work Together?

Disability and Your Finances
