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Mickey Laniado
Mickey Laniado
Planning Alliance Managing Associate
https://www.planningalliance.com 973-244-4420

What is Disability Insurance?

When you think about it, it is our ability to earn an income that is a person's most valuable asset. Earned income supports your standard of living and enables you to achieve your long-term financial goals and objectives. It only makes sense to protect your income in case an illness or injury prevents you from working - this is the purpose of disability insurance, commonly referred to as income protection.

What is Disability Insurance?

There are various types of disability insurance available, ranging from employer-provided group coverage (short- or long-term) to individual disability income insurance.

  • Individually Owned
  • Retirement Protection
  • Business Overhead Expense
  • Disability Buy-Out
  • Supplemental
  • Group Coverage

What Are Your Income Protection Needs?

If your last paycheck was your paycheck, how would you take care of your financial responsibilities? Unsure? A UCEF Insurance Agency income protection agent will work with you to assess your financial situation and design coverage that suits your unique circumstance. Complete our Disability Insurance Form and a UCEF associate will contact you shortly.

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